Innovative Payment Solutions LLC

Select a state to view its allowable returned check recovery fee.

Alabama

$30 Ala. Code § 8-8-15 (2002). TOP

Alaska

$30 Alaska Stat. § 09.68.115 (2002). As of September 14, 2004, $30. TOP

Arizona

$25, plus any actual charges assessed by the financial institution of the holder, payee or assignee of the holder or payee as a result of the dishonored instrument. Ariz. Rev. Stat. § 44-6852 (2003). TOP

Arkansas

$25, plus the amount of any fees charged to the holder of the check by any financial institution as a result of the check not being honored Ark. Code Ann. § 4-60-103 (2002). TOP

California

$25 for the first check and a service fee of up to $35 for each subsequent check to that same payee Cal. Civ. Code § 1719 (2003). TOP

Colorado

$20 posted at point-of-sale and, if the NSF check has been assigned to a licensed collection agency for collection, 20% of the face amount of the check, but not less than $20 Colo. Rev. Stat. § 13-21-109 (2002). TOP

Connecticut

$20 Conn. Gen. Stat. § 52-565a (2003). TOP

Delaware

Undetermined * TOP

District of Columbia

$15 or fee prescribed by Mayor, but only for dishonored checks in payment of any tax assessment or fees due to the government of the District of Columbia D.C. Code Ann. § 1-333.11 (2002). TOP

Florida

$25, if the face value does not exceed $50, $30, if the face value exceeds $50 but does not exceed $300, $40, if the face value exceeds $300, or 5% of the face amount of the check, whichever is greater.. Fla. Stat. ch. 68.065 (2002). TOP

Georgia

$30 or 5 percent of the instrument, plus the amount of any fees charged to the holder of the instrument by a bank or financial institution as a result of the instrument not being honored. Ga. Code Ann. § 13-6-15 (2002). TOP

Hawaii

$20 Haw. Rev. Stat. § 490:3-506.5 (2002). TOP

Idaho

$20 or the face amount of the check, whichever is the lesser, plus 12% interest per annum from the date of dishonor. Idaho Code § 28-22-105 (2002). TOP

Illinois

$25 or all costs and expenses including reasonable attorney's fees incurred in collection of check, whichever is greater. 810 Ill. Comp. Stat. 5/3-806 (2002). TOP

Indiana

An amount not to exceed $20, plus an amount equal to the actual charge by the depository institution for each returned or dishonored instrument. Ind. Code § 26-1-3.1-502.5 (2002). TOP

Iowa

$30 Iowa Code § 554.3512 (2003). TOP

Kansas

Not to exceed $30. Kan. Civ. Proc. Code Ann. § 60-2610 (2002). TOP

Kentucky

$25 posted at point-of-sale. Ky. Rev. Stat. Ann. § 514.040 (2002). TOP

Louisiana

$25 or 5% of face amount, whichever is greater, posted at the point-of-sale. La. Rev. Stat. Ann. § 9:2782 (2002). TOP

Maine

Undetermined * TOP

Maryland

Up to $35. Md. Code Ann., Com. Law § 15-802 (2002). TOP

Massachusetts

Undetermined * TOP

Michigan

$25 to be paid within 7 days, excluding weekends & holidays, after notice was mailed, if not, paid as requested above, but within 30 days after notice was mailed, the service fee is $35. Mich. Comp. Laws § 600.2952 (2002). TOP

Minnesota

Not to exceed $30; posted conspicuously at point-of- sale. Minn. Stat. § 604.113 (2002). TOP

Mississippi

$40 (Effective July 1, 2004). Miss. Code Ann. § 97-19-57 (2004). TOP

Missouri

A reasonable service charge, not to exceed $25, plus an amount equal to the actual charge by the depository institution for the return of each unpaid or dishonored instrument. Mo. Rev. Stat. § 570.120 (2003). TOP

Montana

Up to $30. Mont. Code Ann. § 27-1-717 (2002). TOP

Nebraska

Undetermined *, but for NSF checks written for the purchase of goods, Neb. Rev. Stat. § 2-710 (2002) provides a seller or a person in the position of the seller, one who has become responsible for the price of the goods on behalf of his principal, may assess a buyer for incidental damages incurred as a result of the buyer's breach. Such incidental damages may include any commercially reasonable charges. See Freyermuth v. Credit Bureau Services, Inc., 248 F.3d 767 (8th Cir. 2001). TOP

Nevada

Up to $25. Nev. Rev. Stat. § 597.960 (2002). TOP

New Hampshire

Not more than $25 unless otherwise expressly authorized by written agreement with the consumer. N.H. Rev. Stat. Ann. § 358-C:5 (2002). TOP

New Jersey

Undetermined * TOP

New Mexico

Undetermined * TOP

New York

The lesser of the amount agreed upon, if contracted for, or $20. N.Y. Gen. Oblig. Law § 5-328 (2003). TOP

North Carolina

$25 N.C. Gen. Stat. § 25-3-506 (2003). TOP

North Dakota

$25 N.D. Cent. Code § 6-08-16.2 (2001). TOP

Ohio

$30 or 10% of the face amount of the instrument, whichever is greater, plus the amount of any fees charged to the holder of the check by any financial institution as a result of the check not being honored. Ohio Rev. Code Ann. § 1319.16 (2003). TOP

Oklahoma

Undetermined * TOP

Oregon

$25 Or. Rev. Stat. § 30.701 (2001). TOP

Pennsylvania

Undetermined * TOP

Rhode Island

$25 R.I. Gen. Laws. § 6-42-3 (2002). TOP

South Carolina

$30 S. C. Code Ann. § 34-11-70 (2002). TOP

South Dakota

$30 plus any applicable sales tax, posted conspicuously at point-of-sale. S.D. Codified Laws § 57A-3-421 (2001). TOP

Tennessee

An amount not to exceed $20. Tenn. Code Ann. § 47-29-102 (2002). TOP

Texas

$30 Tex. Bus. & Com. Code Ann. § 3.506 (2001). TOP

Utah

$20 Utah Code Ann. § 7-15-1 (2002). TOP

Vermont

Undetermined * TOP

Virginia

$35, plus legal interest from the date of the check and the bad check return fee charged to the holder by his bank. Va. Code Ann. § 8.01-27.1 (2003). TOP

Washington

Reasonable handling fee; when not paid within 15 days, a collection cost not to exceed $40 or face amount of check, whichever is less and interest at 12% per year from date of dishonor. Wash. Rev. Code § 62A.3-515 (2003). TOP

West Virginia

$25 W. Va. Code § 61-3-39e (2003). TOP

Wisconsin

All reasonable costs and expenses in connection with the collection of the amount for which the check or draft was written. Wis. Stat. § 403.414 (2003). TOP

Wyoming

$30 Wyo. Stat. Ann. § 1-1-115 (2002). TOP